E-Check Payment Gateway


There was a time when we were bound to make payments through hard cash or paper check but with the passing time things changed, so as the method of payment. In this era of technology various alternatives are there in almost everything and one cannot be dependent on a single option so now there are many methods of payment which are not only convenient as well as secure.

One of the best and secure mode of eCheck Payment Processing, now what is an e-check ?It is an electronic payment funded by the buyer's bank account. With an e-check, the recipient should receive the money within 3-6 business days. Both e-checks and Instant transfers are ways to pay with your bank account. With an Instant Transfer, the recipient receives the money right away.

When it's understood that High Risk Merchant Account is performed via internet, it's been used in encompassing manner by the US customer for online services and products.



If one is aware about e-commerce businesses, they must be familiar with the PSP (Payment Service Provider). It can connect to multiple acquiring banks and payment networks. In many cases, the PSP will fully manage these technical connections, relationships with the external network, and bank accounts. This makes the merchant less dependent on financial institutions and free from the task of establishing these connections directly, especially when operating internationally. PSP also offers e-check payment gateway to the merchants who mostly deals with the US customers. There are a lot of benefits of e-check payment gateway for the merchants as well as the customers, such as,

1) Faster processing times provide a key advantage for business owners. Paper checks must go through numerous steps before the money moves from the customer’s account to the merchant’s, which can take several days. An electronic check often processes in half that time, which means the business gets its money faster. This allows businesses to more easily manage their bills and creates a more stable financial situation for the business.

2) Less hassle of chargeback ratio

3) High Security – encryption of bank details enabling reduced risk of fraud and scams.

4) Simple Process – e-checks are a payment solution which is easy to understand and use for customers worldwide.

5) Instant Payment – the customer’s payment is acknowledged and approved instantly.

6) Accessibility – ability to make payments anytime through the online gateway at any time.

7)  Environmentally friendly – the method is favored by customers as it illustrates environment awareness.

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